The Murphys find extra work to pay the money they do not owe. Aaron recovers with profound resentment at Rebecca’s family who blame him for the accident; and Joshua cleverly finds a way to ingratiate himself with the Zen Abbot by spreading cedar chips to eliminate the dust.

Mobsters can threaten in the most polite ways. Tim learns that he must pay interest on top of the principal stolen by someone else. But Joshua hides out in a Zen Center as Charlene tries to learn who is behind Tim’s frame-up. And the Dharma contest has everyone on edge.

Aaron and Rebecca learn the hard way that just because a machine is easy to operate, anyone can operate it without training and respect for the bike and the terrain. It is a mistake one of them will live to regret. Tim learns how easily an innocent person can be set up to take the fall for another’s crime.

Aaron tries to make the most of being forced into marriage and Tim has no idea of the evil events that are about to entangle him. Each man must find a way to extricate himself from deaths that are accidental or planned.

Whether we like it or not, religion finds its way into our lives to justify or condemn any action we take. In The Money Lender two separate crimes and two different religions graze each other in two separate cities are explored. Good masquerades as evil, and evil puts on the face of good.